Man, that's rough! It sucks when insurance changes hit you hard in the wallet. $700 a month is no joke, especially when it cuts into your tool fund. I feel you on that.
And hey, speaking of financial planning, I've been mulling over life insurance lately. It's one of those things you hope you never need, but it's a smart move to protect your fam, you know? If you're curious, I found this link with some helpful info on life insurance. Might be worth looking into given the changes with your health insurance situation.
